CarInsurance.com Is Available At All Dealerships...With Internet Access

by: Erick Pace


You are ready to buy your first car. Researching the right vehicle can be a daunting task. You search for the right type of vehicle you need, the color you want, the type of interior. You have spent countless hours narrowing down the right vehicle for you. You find out what the MSRP (Manufacturer's Suggested Retail Price) is by using the following services:
Offline:

Consumer Reports Magazine
Auto Week Magazine
Your local newspaper's auto section
Local dealers

Online:

Consumer Reports
Edmunds.com - www.edmunds.com
Kelly Blue Book - www.kbb.com
NADA guide book - www.nadaguides.com

Now you have the right model in mind. You are ready to purchase a car. You now have a good idea of how much you should spend, how much you are willing to spend.
You go to the dealership and spend hours negotiating a price. After you have agreed to a price, the sales clerk asks do you have insurance. Because this is your first vehicle, the thought never crossed your mind. The sales clerk says you will not be able to drive the car off the lot until you have secured insurance. You get out a phone book and start calling around for insurance quotes. You get several prices and you are instructed that you must come to the insurance agency to fill out paperwork. You must then go back to the dealership and show them your insurance policy. This has been a long and stressful day.
Carinsurance.com is ready to help. How can you get the best deal on auto insurance?
Use carinsurance.com at the dealership and you will be able to purchase insurance and print your proof immediately (in available states). With carinsurance.com, you get to shop around and look for the best deal. Find out if you save with carinsurance.com when you get your auto insurance quote. In addition to great rates and reliable coverage, carinsurance.com offers tools and information to help you understand your auto insurance coverage better.
Whether you are a first time car buyer or a seasoned pro, carinsurance.com offers you the ability to shop for insurance in one easy website. Next time you are stuck at a car dealership, go to a computer, type in carinsurance.com and find the best rate without leaving the store.





About The Author


Erick Pace is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.
CarInsurance.com's online insurance marketplace gives an opportunity to consumers and to insurance companies. We offer the ability to shop for car insurance online.
Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online...anytime!

Online Sales and The Auto Dealer

by: Cherie Szilvagyi

Auto Dealers are finding selling their vehicles online hit or miss at best. Auto Trader and Ebay along with Smart Auction from General Motors are offering some of the best options to an Auto Dealer. Why is it that less than 10% of the vehicles listed online are actually selling? There are plenty of companies offering solutions but none seem to be working on a consistent basis. What about the dealer with an internet department? Is he any more successful?
Internet selling has gotten to be big business for the local Auto Dealer. Large or small dealers have different needs but the same outcome. Selling successfully online is a necessary addition to their bottom line and overall sales numbers. Each and every dealer, no matter the size, needs to be able to sell effectively online.

The time and money that selling online costs the Auto Dealer can be a lot less than classic print, radio and television advertising. So why has the local dealer stayed away from selling online? Most are intimidated by a market that is selling less than 10% of the vehicles that are listed in a medium they do not understand.
Selling online needs an expertise that most dealers lack. Some dealers lack the size to handle supporting an internet department. There are companies out there that are offering a total solution to online sales. These companies can handle an effective, profitable internet department for each and every dealer, no matter the size.

A comprehensive internet strategy is needed to sell effectively online. A good consulting firm that brings expertise in auto sales, internet sales and technical computer skills. All of these skills are needed by the dealership to handle selling online effectively. When a dealer sells online effectively, profits and sales soar.
Accomplishing a comprehensive plan to sell online is being offered by very few companies in today’s market. What a dealer needs to look for is a consulting firm that is grounded in all three areas of online sales. Consulting firms that have Auto dealer experience, online sales experience and technical experience with building the software to accomplish an ease to selling online are necessary to meet the goal for the average dealer. These areas all need to be addressed to make a dealer self sufficient in online sales.

Dealers have found that keeping inventory fresh and up to date on their websites can be time consuming and not a profitable endeavor. Profitability in today’s market is essential to a dealer whether small or large. Online solutions are costly and hard to come by, but essential to a dealership.

Is there a solution? Hiring a company with auto experience, internet experience and technical experience is what the smart dealers are doing. Sell through ratios of these companies need to be checked and a company chosen that will effectively sell vehicles time and time again. There is a secret to selling online that major dealers and small dealers alike have found. To sell effectively online you need the right consulting firm to handle the details, leaving dealership personnel free to handle the sales. Sales are a given when the right online sales consulting firm is left to handle the management of online sales strategies. Hiring the right consulting firm for your online sales is essential to successfully selling online. These companies can accomplish positive online sales results more cost effectively than the local Auto Dealer.
Cherie Szilvagyi

www.automobileclearinghouse.com


About The Author:

Cherie Szilvagyi

17 years Auto Dealer experience, 3 years effective online sales experience, software programmer and CEO of www.AutomobileClearingHouse.com.
cherie@automobileclearinghouse.com

7 Easy Ways To Slash Your Auto Insurance Costs

by: Neil Stelling

The law requires you buy auto insurance. So if you must get cover, how can you reduce costs ? Here's 7 easy ways to get the best possible auto insurance deal.

* Multiple Quotes
Get multiple quotes - use the internet and call a few brokers. It's easy to gather some good comparison quotes.
Remember to get different types of quotes e.g one from a direct-sell insurance company; another from an offline broker who keeps a database of quotes; and a couple from the internet.
Cheapest might not mean best. Will they pay out if you make a claim ? How financially secure ? How reputable ? Check around with family and friends, and look for online reviews.

* Different type of car
Insurance costs vary depending on car type. Obviously, that $100k sports model costs more to insure than your average runabout. If you're planning to buy a new car, check insurance costs before you buy. I once set my heart on a beautiful, high performance, highly tuned Pontiac.
Luckily I checked the auto insurance before I bought it, because I couldn't get insurance. Every broker, every insurance company flat turned me down because I lived in a high car-crime area. So I had to forget the car of my dreams until I moved up-town.

* Age and Value of Car
Maybe you're buying a used car ? Maybe your car saw better days a few years ago, and now values much lower ? So why pay for high-priced auto insurance ? In particular, do you still need fully comprehensive coverage ?
A good rule of thumb multiplies insurance premium by 10, and compares that figure with your car value. So if you're quoted $1000 premium and your car is worth less than $10,000 you may want to think if comprehensive represents good value. If you drop collision and/or comprehensive coverage, you should get big savings.

* Higher deductibles (excess charges)
Most auto insurance companies use deductibles to keep policy cost down. Deductibles, or excess charges, show what you pay before your auto insurance policy kicks in. Try requesting quotes with different levels of deductibles, and see how your quotes vary.
Most internet quote forms contain a box where you can specify preferred level of deductibles. Ask your broker his recommended level. For example, going from $250 to $500 deductible can slash your insurance costs by 20% or more. Go to $1000 and you save a lot of money. But you must pay the deductible if you need to make a claim !

* Multiple Insurances
I guess this might come under the 'Get Multiple Quotes' heading, but it's still worth mentioning separately. You usually get an insurance break if you buy multiple policies with the same insurer.
This might mean multiple vehicles, or homeowner and auto insurance. Either way it's worth asking about multi-policy discounts.

* Low Mileage
More and more people work at home. No more commuting. Fewer business trips. Low mileage on your car. Maybe you do travel to work, but car pool ?
Either way, look for low mileage discounts.

* Good Driving Record
A good driving record always reduces your auto insurance costs. Keep a clean drivers license. Don't speed, don't drive dangerously, and you'll save money (apart from other benefits !)

* Bonus Tip
Okay, I said '7 Ways...', but here's some extra tips. Fit anti-theft devices to your car. Go on an advanced driver training course. Use daytime running lights. If you're a college student away from home, consider adding to parents policy.
This short article covers the things you must consider when shopping for auto insurance. Follow these tips and you'll slash your auto insurance costs.
© DigiLectual Inc. 2004

http://www.autoinsurance--quotes.com/

Discover valuable information and tips to help slash your auto insurance costs.

Go ==> http://www.autoinsurance--quotes.com/
** Attn Ezine editors / Site Owners ** Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modify the content and include my resource box as listed above.
If you do use the article please send me a note to neil@autoinsurance--quotes.com so I can take a look. Thanks. Check out other great articles at http://www.autoinsurance--quotes.com/articles.htm






About The Author


Neil Stelling is Marketing Manager of New York based, DigiLectual Inc.

Inside-Information Regarding Your Motor Vehicle Accident Insurance Claim

by: Dan Baldyga

Here’s some “Inside-Info” you must know so you won’t be taken advantage of on your motor vehicle accident insurance claim and also: SO YOU CAN COLLECT EVERY DOLLAR THAT’S OWED TO YOU !

The following 8 are just “The Tip Of The Iceberg”:

#1. There are situations where you can collect for your “Lost Wages” even if you were paid by your employer and/or collected “Sick Leave” while unable to work.
#2. You can collect money and be reimbursed for any and all “Over The Counter” (non-prescription) medication you purchased during your recovery.
#3. Under normal circumstances unless a claim ends up in court (several years after impact has taken place and you are fully recovered) you do not have to agree to be examined by the insurance company’s doctor.
#4. There are many times that come to pass where you are entitled to collect the “Gross Amount” of your lost wages, not the so-called “Net After Taxes”.
#5. If you’re a housewife, you can often recover for “Lost Wages” (based on the “Value” of a maid or a domestic servant, who would execute the same work) which you could not perform due to the injury.
#6. You are entitled to extra compensation if you can prove you were forced to cancel a vacation and/or a special event.
#7. Under certain circumstances you may be able to make a claim (and collect for) a personal injury even if your state is “No-Fault” and you already have PIP (Personal Injury Protection) coverage.
#8. Your friends, and even relatives, have the right to execute statements which you can send to adjusters (and/or anybody you feel should get one) going into detail as to what happened to your body and what they’ve observed you’ve had to deal with (via your “Pain and Suffering”) during your period of recovery.
These statements can often provide you with an even greater dollar value - - when it comes to the calculation and then the ultimate settlement of your personal injury claim!
DISCLAIMER: The above article "INSIDE-INFORMATION REGARDING YOUR MOTOR VEHICLE ACCIDENT CLAIM" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga,nor ARTICLE CITY any guarantee of any kind whatsoever, NOR to they purport to engage in rendering any professional or legal service, substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired IT IS THE INDIVIDUAL’S RESPONSIBILITY to obtain it.
Dan Baldyga's third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury !
Copyright (c) 2004 By Daniel G. Baldyga. All Rights Reserved
Dan Baldyga - Author

dbpaw@comcast.net

AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM

(How To Evaluate And Settle Your Loss)

http://www.autoaccidentclaims.com


About The Author

For 30 years Dan Baldyga was a Claims Adjuster, Supervisor, Manager and also a Trial Assistant. He is now retired and spends his time attempting to assist thsoe involved in motor vehicle accident claims so they will not be taken advantage of: dbpaw@comcast.net.

Effective Online Car Sales on Ebay Motors

by: Cherie Szilvagyi

Remember back when selling online was a new experience? Dealers tried everything to sell their vehicles online. Today’s market has expanded to include several hot online marketplaces. The largest online marketplace is Ebay. Ebay has evolved into an online solution for everything from whole towns to your favorite paperback book. Big or small it doesn’t matter, Ebay has everything for the savvy consumer.

Vehicles are plentiful on Ebay. Ebay sells a vehicle every minute for the savvy seller willing to invest his time and money in listing his vehicle online. Just how effective is selling on Ebay? Actually, less than 10% of the vehicles listed on Ebay actually sell. A selected few dealers sell at 80 to 100% of their online car sales.

Who are the auto dealers that are selling effectively on Ebay? Is there a secret to their success? Consider that a vehicle, digital camera and some basic design skills are all you need to sell on Ebay. Which vehicle and how much will it sell for? How to type up the description so that the internet savvy consumer will want to purchase your vehicle?
All of these questions are asked each and every day by savvy individuals and auto dealers all across the United States. A company has come along that can help with your selling situation and take the work out of listing for a car dealer on Ebay Motors. That is right! No work for you!

They take the pictures and handle your vehicle sale from start to finish, while handling emails in a professional manner to produce a proven sales results.
A Consulting company called www.AutomobileClearingHouse.com has proven that they can sell cars on Ebay with a sell through factor much higher than the average auto dealer on Ebay. Take the work out of selling your vehicle on the world’s largest marketplace. Check out their website and see how easy selling a car online can be.
“Committed to selling online, put our extensive experience to work for you.” At www.AutomobileClearingHouse.com, their moto says it all!

About The Author

Cherie Szilvagyi

www.AutomobileClearingHouse.com © AutomobilleClearingHouse 2004

cherie@automobileclearinghouse.com